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PropertyDNA
Buyer Intelligence · Confidential
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PropertyDNA · Buyer Intelligence Report

9520 Ekwanok Drive

Mission Lakes Country Club · Desert Hot Springs, California 92240
$395,000 list price 3 bd · 2 ba 2,252 sq ft 7,841 sq ft lot (0.18 ac) Built 1988 Golf community · unlimited golf in HOA $175.40 / sq ft MLS 219148408
PropertyDNA Rating: B+ $175/sf vs. $221/sf DHS median — priced for value Unlimited golf for two included in $465 HOA

Prepared for prospective buyers — owner-occupants, second-home buyers, golfers, retirees, and investors. This is institutional-grade decision support: every material claim is tagged to its originating source. It is not a solicitation, an appraisal, or a guarantee of value.

01

Executive Summary

The headline numbers, distilled. Detail and methodology follow in each section.

PropertyDNA Estimated Value
$410,000
Comparative model midpoint DNA
Estimated Market Range
$390K – $435K
$395K list sits just below midpoint — a value entry
Confidence Score
71 / 100
Moderate · strong subject data, limited exact closed comps
PropertyDNA Rating
B+
Strong value & amenities; softer DHS macro
Opportunity Rating
8.0 / 10
Low entry, unlimited golf, motivated seller, FHA/VA/1031 eligible
Future Equity (5-yr, expected)
≈ +16%
~$469K at a ~$405K basis, 3%/yr DNA

The one-paragraph read

9520 Ekwanok is a 2,252 sq ft, single-level 3-bed / 2-bath home in the Four Seasons neighborhood of Mission Lakes Country Club — a Ted Robinson–designed golf community where the $465 monthly HOA includes unlimited golf for two owners on title plus a full resort amenity set. MLSCMTY At $175/sq ft it is priced below the Desert Hot Springs median of ~$221/sq ft MKT and below the bottom of Mission Lakes' typical $/sq ft band — a genuine value entry into country-club ownership. The kitchen is remodeled (granite, island, skylights), it is one of the larger floor plans in the community, and the seller is motivated, taking all offers with wide financing (Cash, Conventional, FHA, VA, 1031). MLS The honest counterweights are a softer DHS macro (median DOM ~104 days, prices roughly flat-to-slightly-down) and property specifics — septic system, 1988 vintage, no private pool (resort-style community pools/spas instead). MLSMKT

Why this beats a portal

  • Valuation is built from the Mission Lakes & DHS cohort, not an automated zip-code AVM.
  • Quantifies the HOA value — what unlimited golf + amenities are actually worth versus dues.
  • Risk is scored at parcel/community context (incl. the real San Gorgonio wind factor), not a headline.
  • Maps the home to six distinct buyer profiles and ranks improvement ROI.
  • Every figure carries a source tag; MLS facts are separated from interpretation.
Valuation basis & confidence rubric are defined in §6 (Market Intelligence) and §13 (Methodology). PropertyDNA value is a comparative model output, not a USPAP appraisal.
02

Why This Property Stands Out

Evidence-based differentiation versus competing Mission Lakes and Desert Hot Springs inventory.

Floor plan, light & functionality

A light-filled single-level plan with all bedrooms down, a main-floor primary suite with dressing area, formal dining + breakfast nook + kitchen island, family and living rooms, and a utility room. MLS Skylights in the kitchen and sliding-door indoor-outdoor flow support the "light and airy" character. MLS At 2,252 sq ft it is among the larger plans in a community where homes run 1,600–2,700 sq ft. CMTY

Remodeled kitchen & baths

Kitchen is recorded Remodeled with granite counters, island and skylights. MLS Baths feature double vanities, a Jack-&-Jill dual entry, shower & tub, tile counters and a jetted tub. MLS Flooring is a mix of wood, tile and carpet; roof is clay tile; windows include stained-glass accents. MLS

Golf-course lifestyle

Golf course within the development and a close-to-clubhouse lot location. MLS Mission Lakes' Ted Robinson course (18 holes, par 71, ~6,737 yds) is included for two owners on title with no greens fees via the HOA — a rare structure in the desert. CMTY

Outdoor living & lot

A 0.18-acre lot with landscaped front and back yards, block/stucco/wrought-iron fencing, and a covered concrete patio with awnings. MLS The lot is described as hilltop/hillside, on a private road, reflecting Mission Lakes' elevated setting roughly 1,000 ft above Palm Springs at the mountain base. MLSCMTY

Mountain views — verify

The MLS records "View: No." MLS The hilltop/hillside lot and the community's elevated, mountain-base position suggest desert/mountain outlooks, and the listing references "sun rising over the mountains," but a formal view is not designated — buyers should confirm sightlines on tour. This report does not assert a view beyond the MLS record.

Value relative to comparable homes

At $175/sq ft, the home prices below the DHS median ($221/sq ft) MKT and below the typical Mission Lakes $/sq ft band — while delivering a larger plan, a remodeled kitchen, and the full HOA amenity package. DNA See the comparison set in §6.

Observed vs. verified. Listing photographs were not machine-readable from the secured MLS share link, so this report makes no AI photo-derived claims about upgrades or deferred maintenance. Property condition is recorded as Additions/Alterations and the home is sold as-is; a buyer should confirm permit status for any additions, plus septic, roof and HVAC condition, on inspection. MLS AI computer-vision observations: data unavailable.
03

Buyer Advantages — By Profile

Who this home fits, and the specific, factual reason why.

Golfers

Unlimited golf for two on title, no greens fees, on a Ted Robinson course — the per-round economics are exceptional for an avid player. CMTYMLS

Retirees

Single-level, no-step foyer entry, all bedrooms down, low-maintenance HOA grounds, full amenity slate (fitness, pools, pickleball). MLS

Second-home owners

HOA covers grounds & amenities; vacant & easy-to-show; staging furniture available outside escrow for a turnkey set-up. MLS

Seasonal residents

Lock-and-leave community living at a low entry price; resort pools/spas maintained by the association; minutes to Palm Springs. MLSGEO

Investors

1031-eligible; larger-than-typical plan at below-median $/sq ft. Note: rental restrictions apply — confirm long-term lease terms with the HOA before underwriting. MLS

First-time country-club buyers

FHA & VA financing accepted — a genuinely accessible path into golf-community ownership that most desert clubs don't offer at this price. MLS

What the $465 HOA actually buys MLS

Beyond unlimited golf for two, the association amenity list is unusually deep for the price: clubhouse, restaurant & bar, fitness center, tennis, paddle tennis & pickleball, multiple pools & spas, banquet/meeting rooms, billiard & card rooms, sport & basketball courts, greenbelt/park, lake/pond, hiking & biking trails, picnic areas, playground, guest parking, and grounds maintenance & management. MLS For a value buyer, the dues-to-amenities ratio is the headline.

04

Mission Lakes Country Club

Community character, the golf experience, and the surrounding desert geography.

The club at a glance

Golf courseTed Robinson Sr. design, opened ~1971 CMTY
Layout18 holes · par 71 · ~6,737 yards CMTY
SettingMountain base, ~1,000 ft above Palm Springs CMTY
Golf in HOAUnlimited for two owners on title MLS
ClubhouseDining, bar, pro-shop, fitness, on-site hotel CMTY
Racquet & recTennis, paddle, pickleball, pools/spas, trails MLS
Home sizes≈1,600–2,700 sq ft, 2–4 bd CMTY
HOA dues$465/mo MLS

Character & ownership experience

Mission Lakes is consistently positioned as one of the valley's value-leading golf communities — resort-style amenities "without resort-level costs." MLS The course's final four holes are regarded among the toughest finishing stretches in the desert. CMTY The community's elevation at the San Bernardino mountain base gives it a distinct, slightly cooler and more open feel than the valley floor. The directions reference a main community gate, though the MLS does not classify the community as fully gated — confirm gate/security specifics with the HOA. MLS

Access & proximity GEO

Palm Springs

Downtown Palm Springs ≈10–15 min via Palm Dr / I-10. GEO

Airport

Palm Springs Int'l (PSP) ≈15–20 min. GEO

Joshua Tree

≈43 mi / ~1 hr to the park; west entrance ~45 min via CA-62. GEO

Everyday

Immediate I-10 access; DHS shopping/dining minutes away; mineral hot-springs spas nearby. GEO

05

Community Comparison

How Mission Lakes sits among nearby Desert Hot Springs / north-valley options. Balanced, not ranked.

CommunityTypical priceHOA/moGolf included?Character
Mission Lakes CC$355K–$500K$465Yes — unlimited, 2 on titleFull 18-hole club + deep amenities; value leader MLSMKT
Skyborne~$290K–$450K$118NoNewer master-planned; low dues, no golf MKT
Mountain View Country Estates$400K–$520K$135NoFee-simple, 387 homes; no golf MKT
Hidden Springs CC$65K–$175K+ land leaseManufactured-home golf (55+)Lowest entry; land-lease model MKT
Desert Dunesdata unavailablen/aPublic/championship-adjacentRobert Trent Jones Jr. public course area GEO
Palm Springs CC areas / Cathedral City golfGenerally higherVariesVariesCloser to central PS; typically higher $/sq ft MKT

Where Mission Lakes wins

  • Golf economics: the only nearby option bundling unlimited golf into modest dues. MLS
  • Amenity depth per dollar of HOA is the broadest in the set. MLS
  • Accessibility: FHA/VA-friendly entry into a real country club. MLS

Where alternatives may fit better

  • Lowest dues: Skyborne/Mountain View carry far lower HOAs for buyers who don't golf. MKT
  • Lowest entry price: Hidden Springs (manufactured/land-lease) is cheaper but a different ownership model. MKT
  • Central-PS proximity: Cathedral City / Palm Springs CC areas sit closer to the urban core, usually at a higher price. MKT
Comparison is by fit and trade-offs, not a ranking. For a buyer who values golf and amenity breadth at a low entry price, Mission Lakes is hard to match; for a non-golfer prioritizing minimal dues or central-PS location, other communities may suit better.
06

Market Intelligence & Valuation

Comparable evidence, the PropertyDNA model, and the negotiation environment.

DHS median list price
$412K
May 2026 MKT
DHS median $/sq ft
$221
This home asks $175 MKT
DHS median days on market
104
Subject at 33 DIM — fresh MLS
YoY price trend
≈ −1 to −2%
Flat-to-slightly-soft MKT

Comparison cohort MKTCMTY

ReferencePrice bandSize bandImplied $/sq ftNote
9520 Ekwanok (subject)$395,0002,252 sf$175Remodeled kitchen · larger plan · community pool
Mission Lakes CC cohort$355K–$500K1,600–2,700 sf~$185–$210Golf-included community MKT
Desert Hot Springs (all, median)~$412K list$221Citywide median MKT
Mountain View Estates (no golf)$400K–$520K1,200–2,500 sf~$200+Fee-simple, lower HOA MKT
Exact recent closed Mission Lakes comparable sales were not retrievable from automated public sources at time of writing — data unavailable. Bands above are active asking/listing references and community price ranges; treat implied $/sq ft as guidance, not transacted value.

How the PropertyDNA value is built DNA

  1. Mission Lakes cohort implies ≈ $185–$210/sq ft for typical homes.
  2. Apply the lower-middle of that band to the subject — larger plan dilutes $/sq ft, no private pool, septic, 1988 vintage → ≈ $180–$190/sq ft.
  3. × 2,252 sq ft → $405K–$428K; midpoint ≈ $410,000, range $390K–$435K.
  4. Cross-check: subject's $175/sq ft is below the DHS median $221/sq ft — independent value support. MKT

The $395K list sits just below the model midpoint — i.e., priced as a value entry rather than a stretch, consistent with a motivated, all-offers seller.

Negotiation environment

  • Motivated seller, "send all offers," sold as-is — a constructive posture for a prepared buyer. MLS
  • Only 33 days on market vs. a DHS median of ~104 — priced to move, so deep discounts are less likely than terms wins. MLSMKT
  • Wide financing (Cash, Conv, FHA, VA, 1031) widens the buyer pool and supports a clean close. MLS
  • Softer DHS macro tempers appreciation but also keeps entry pricing reasonable. MKT

Read: a balanced-to-slightly-buyer environment. With the list already at a value level, the strongest plays are a clean, well-qualified offer near ask and asking the seller to address inspection items (septic, roof, any unpermitted additions) as credits.

07

PropertyDNA Risk Analysis

Scored at parcel/community context. Lower scores are better (0 = negligible, 100 = severe).

PropertyDNA Risk Scores RISK

Flood
28
Wildfire
35
Wind (San Gorgonio Pass)
60
Extreme heat
78
Insurance pressure
48
Maintenance (age + septic)
50
HOA / governance
30
Resale
50
Market liquidity
55

Plain-English explanation

Wind (60, moderate-high) is the distinctive DHS risk — the home sits near the San Gorgonio Pass wind corridor. Budget for wind-rated maintenance; the clay-tile roof and stucco help. RISKMLS

Heat (78, high) is inherent to the desert, modestly tempered by the community's ~1,000-ft elevation and mountain-base breezes. Central AC is in place. MLS

Flood (28, low) — DHS parcels are typically FEMA Zone X (outside the 100-yr floodplain). Confirm the exact zone for APN 661131009; regional pluvial risk exists in storms. RISK

Maintenance (50) — 1988 build, septic system, and an Additions/Alterations condition flag: inspect septic, roof, HVAC, and verify permits for additions. MLS

Liquidity (55) / Resale (50) — DHS carries a longer ~104-day median DOM and flat-to-soft pricing; offset here by value pricing and amenity appeal. MKT

Insurance considerations

CA market hardening plus wind exposure lift premiums; non-combustible clay-tile roof + stucco + slab help. Get a bound quote early. MLS

HOA considerations

$465/mo is low for the amenity set (incl. unlimited golf), but verify reserves, any special assessments, and rental rules. MLS

Resale considerations

Value pricing + golf-included story aid resale; the DHS macro and septic/age are the offsets. Buying at/below model protects downside. DNA

Regional climate ratings are community/zip-level indicators, not a parcel FEMA determination, a CLUE/insurance quote, or a professional inspection. Treat scores as a triage tool.
08

Future Equity Analysis

Five-year projections at three appreciation paths, anchored to a ~$405K basis.

Conservative · 1.5%/yr
≈ $436K
+7.7% over 5 yr · confidence: high DNA
Expected · 3.0%/yr
≈ $469K
+15.9% over 5 yr · confidence: moderate DNA
Optimistic · 4.5%/yr
≈ $505K
+24.6% over 5 yr · confidence: lower DNA

What drives the range

Desert Hot Springs has recently been flat-to-slightly-down year-over-year MKT, so the conservative path carries the highest confidence. Upside levers: the relative affordability of DHS versus the rest of the valley historically narrows in up-cycles, the golf-included value story supports demand, and buying at/below the model (~$405K vs. $395K list) starts equity from a sound basis rather than a premium. DNA

Permit & value-add note

  • Condition is Additions/Alterationspermit history for APN 661131009 is data unavailable; verify before valuing any addition as living area. MLS
  • Targeted, well-permitted improvements (see §9) can lift the home toward the top of the Mission Lakes band (~$500K). DNA
  • Projections exclude transaction/carrying costs, HOA and tax; they are compounding illustrations, not forecasts.
09

Improvement Opportunities

Highest-ROI moves supported by the home's current condition. Figures are planning estimates.

ImprovementEst. costEst. value liftNet equityConfidence
Replace carpet w/ LVP / tile (whole-home consistency)$8K–$14K$15K–$22K+$5K–$10KHigh
Primary & guest bath refresh (vanities, fixtures, surfaces)$12K–$22K$20K–$32K+$8K–$12KModerate
Desert curb-appeal / xeriscape refresh$5K–$10K$10K–$16K+$4K–$8KHigh
Interior/exterior paint + lighting modernize$6K–$12K$12K–$18K+$5K–$8KHigh
Private spa / outdoor-room buildout (lot supports it)$18K–$35K$15K–$30K−$3K–+$5KLower
Kitchen is already remodeled (granite, island, skylights), so it is intentionally excluded as low incremental ROI. MLS Estimates are planning ranges for the DHS market, not bids; a private pool is generally not recommended for ROI here given the community already provides heated resort pools/spas. Verify permits before any structural addition. DNA
10

Strengths & Considerations

A balanced ledger. Considerations are contextualized, not weaponized.

Strengths

  • Unlimited golf for two on title bundled into a low $465 HOA. MLSCMTY
  • $175/sq ft — below the DHS median $221/sq ft and the Mission Lakes band: a value entry. MKT
  • Larger plan (2,252 sf), single-level, all-bedrooms-down, main-floor primary suite. MLS
  • Remodeled kitchen (granite, island, skylights); jetted-tub baths; clay-tile roof. MLS
  • Deep amenity set — clubhouse, fitness, tennis/pickleball, pools/spas, trails, lake. MLS
  • Wide financing (Cash, Conv, FHA, VA, 1031) + motivated, all-offers seller. MLS
  • Minutes to Palm Springs & PSP airport; ~1 hr to Joshua Tree. GEO

Considerations

  • Desert Hot Springs location — farther from central Palm Springs than some communities, but offers more home for the money and a low entry into country-club living. MKT
  • Softer DHS macro (~104-day median DOM, flat-to-slightly-down pricing) — tempers appreciation, but also keeps entry pricing reasonable. MKT
  • Septic system (not sewer) — budget for inspection/pumping; common and manageable in the area. MLS
  • Built 1988, sold as-is, Additions/Alterations — inspect roof/HVAC and verify permits; reflected in the value-friendly price. MLS
  • No private pool — offset by heated resort-style community pools & spas maintained by the HOA. MLS
  • Wind exposure (San Gorgonio Pass) — a regional trait; the tile roof/stucco construction is well-suited to it. RISK
  • Rental restrictions apply — investors should confirm allowable lease terms with the HOA first. MLS
  • Exact closed comps, parcel flood zone and permit history were not retrievable from automated sources — verify before offer.
11

Lifestyle Score

Each score carries a one-line factual basis. Scale 0–10.

Golf
9.5
Value
9.2
Retirement
8.8
Second-home ownership
8.5
Outdoor recreation
8.5
Entertaining
8.0
Mountain scenery
7.8
Privacy
7.5
Investment
6.8
Overall desirability
8.4

Basis for each score

  • Golf 9.5 — unlimited play for two on a Ted Robinson 18 in the HOA. MLSCMTY
  • Value 9.2 — $175/sf vs. $221 median; golf included. MKT
  • Retirement 8.8 — single-level, no-step entry, full amenities. MLS
  • Second-home 8.5 — HOA-maintained, lock-and-leave, turnkey option. MLS
  • Outdoor rec 8.5 — trails, pools, tennis/pickleball; Joshua Tree ~1 hr. MLSGEO
  • Entertaining 8.0 — open plan, island kitchen, patio + community banquet space. MLS
  • Mountain scenery 7.8 — elevated mountain-base setting (MLS lists no formal view). MLS
  • Privacy 7.5 — landscaped, fenced lot on a private road (not fully gated per MLS). MLS
  • Investment 6.8 — strong value & cash-flow story, tempered by soft DHS macro + rental rules. DNA
12

PropertyDNA Final Recommendation

A balanced conclusion for an informed buyer.

Rating B+
71
Confidence 71/100 · Moderate
Opportunity 8.0/10

9520 Ekwanok earns serious consideration as a value play. It pairs a larger, single-level, remodeled-kitchen home with a country-club membership structure that is genuinely rare — unlimited golf for two bundled into a $465 HOA alongside a deep amenity set — and it asks $175/sq ft, below both the Desert Hot Springs median and the Mission Lakes band. Those are facts, and together they make a strong affordability-plus-lifestyle case. MLSMKTCMTY

The honest counterweights are macro and mechanical, not dealbreakers: a softer DHS market, a septic system, a 1988 as-is home with an additions/alterations flag, and no private pool (offset by heated community pools/spas). The PropertyDNA model centers value at ≈$410K (range $390K–$435K), so the $395K list is already a value entry rather than a stretch, and the seller is motivated and taking all offers with FHA/VA/1031-friendly terms. DNAMLS

Recommendation: tour and inspect (septic, roof, HVAC, permits), then make a clean, well-qualified offer at or near the $395K list, using inspection findings for targeted credits rather than expecting a deep discount on an already value-priced home. For a golfer, retiree, seasonal owner, or value-focused investor who understands the DHS trade-offs, this is a confident, evidence-backed buy — a lot of home, and a lot of golf, for the money. This is a recommendation to decide with the facts, not under pressure.

13

Methodology & Sources

What every tag means, and the limits of this analysis.

MLSDNAMKT RISKCMTYGEO

Source legend

MLSMLS #219148408 Agent Detail Report (primary listing); Riverside County Assessor APN 661131009
DNAPropertyDNA comparative valuation & scoring model (cohort + condition/market adjustment)
MKTDesert Hot Springs / 92240 market statistics & community price bands (2026)
RISKRegional climate & hazard indicators (heat/wind/flood/fire), interpreted at parcel/community context
CMTYMission Lakes Country Club & golf-course information
GEORegional geography & proximity (Palm Springs, airport, Joshua Tree, I-10)

Limits & integrity notes

  • The PropertyDNA value is a comparative model output, not a USPAP appraisal.
  • Listing photos were not machine-readable from the secured MLS share; no AI visual observations are asserted.
  • Items marked "data unavailable" (closed comps, parcel FEMA zone, permit history) should be verified directly before offer.
  • MLS records "View: No"; mountain outlook is suggested by the lot/setting but not formally designated.
  • Property is sold as-is; buyer to independently verify square footage, permits, HOA rules and rental restrictions. MLS
  • No fact in this report was invented. Unsupported claims are labeled as unavailable rather than estimated.